Tuesday, July 7, 2020

State Govt Employees SGSP SBI Salary Account Benefits-How to Change to SGSP , Check your SBI Account is SGSP or Not

SBI State Govt Employees Salary Account Benefits-Change SBI Savings Account as Salary Account SGSP of State Govt Employees and Teachers-Download Request Letter
How to Check that your SBI Account is SGSP or Not ? : State Bank of India offering many offers to State Government Employees when they have salary accounts with them. Download Request Letter or Application Form to convert your saving accounta as Salary Account if you are an Employee in State Govt of Telangana/Andhra Pradesh. Teachers and Employees may have many concessions if they convert their Bank Accounts as Salary Accounts at Rate of interests, ATM Transactions, Loans Insurances and many more.   SBI is now offering a new customized package, the State Government Salary Package (SGSP) to employees and officials of all State Governments and Union Territories, details of which are contained in Annexure I and II. The concessions detailed in the package will be applicable only to the permanent employees of all State Governments and Union Territories who maintain their Salary accounts with us. The Concession on Home Loans, Auto Loans and Xpress Credit loans will be available   and will be continued thereafter subject to review. The concessions proposed under the above tie-up will not be in addition to concessions available under tie-ups with builders, special pricing structure for High Value Housing Loans, festival/mega bonanza offers, fairs /exhibitions /other promotional campaigns etc. The margin on Housing Loan will be in line with risk based premium/ discounted interest rates. All other terms and conditions of the scheme(s) will be complied with.

SBI State Govt Employees Salary Account Benefits-Change SBI Savings Account as Salary Account SGSP of State Govt Employees and Teachers-Download Request Letter

SBI State Govt Employees Salary Account Benefits. State Bank of India benefits for State Government Salary Package Accounts. SGSP also known as SALARY ACCOUNTS UNDER STATE GOVERNMENT SALARY PACKAGE (SGSP). Salary Accounts under SGSP a gamut of privileges and other value added services to the employees of State Government, Union Territories and their Boards/Corporations. Salary Accounts under this package are available in four variants, namely Silver, Gold, Diamond and Platinum depending on the designation of the personnel.

SBI State Govt Employees Salary Package Benefits:

Employees of State Govt. and Union Territories and permanent employee of Corporations/Boards, etc. in States in Union Territories, Including Teachers/Professors of aided School, Colleges, Universities, etc. can avail of Salary Accounts under State Government Salary Package (SGSP)

Package Variants eligibility is as per Net Monthly Salary

  1. SILVER: BETWEEN`10,000/- AND UP TO `25,000/-
  2. GOLD: ABOVE`25,000 AND UP TO `50,000/-
  3. DIAMOND: ABOVE`50,000 AND UP TO `1,00,000/-
  4. PLATINUM: ABOVE `1,00,000/-

Benefits to the Employer 

  1. Hassle-free account opening process. On request, our officials will visit your premises to on-board your employees. Employees can also opt to open their accounts online or by visiting the nearest branch.
  2. A convenient way to manage salaries across a large number of centres, through the Bank's award-winning Corporate Internet Banking.
  3. Online facilities reduce paperwork and salary administration cost. Enjoy instant credit of salaries to your employees' accounts.
  4. Zero charge for salary disbursement.
  5. Equipping your employees with a power-packed Salary Account that is trusted by the largest organisations in India.

Benefits to the Employee

  1. Zero balance account and free unlimited transactions across ATMs of any Bank. Also comes bundled with SBI Credit Card.
  2. Complimentary Personal Accident Insurance (Death) cover up to Rs. 20 Lakhs.
  3. Complimentary Air Accident Insurance (Death) cover up to Rs. 30 Lakhs.
  4. Avail of Personal Loans, Home Loans, Car Loans and Education Loans at attractive rates and upto 50% off on processing fees.
  5. Upto 25% off on locker charges
  6. Avail of Auto-Sweep to create e-MODs (Multi Option Deposits) and earn higher interest.
  7. Avail of Demat & Online Trading A/c at the time of on-boarding itself.
  8. Free issuance of Drafts, Multi City Cheques, SMS Alerts. Free online NEFT/RTGS.
  9. Overdraft equivalent to 2 Months Net Salary (Currently available for select customers only)
  10. Earn points on various transactions through our loyalty program State Bank Rewardz.
  11. Host of regular offers on Debit Cards and State Bank Buddy (e-Wallet)

సాలరీ అకౌంట్  SGSP లోకి మారిందా లేదా తెలుసుకొనే విధానము
కింద మన అకౌంట్ మారిందా లేదా తెలుసుకోవాలంటే నెట్ బ్యాంకింగ్ లోకి వెళ్లి అకౌంట్ స్టేట్ మెంట్ లో ఫస్ట్ పేజీలో మన డీటెయిల్స్ దగ్గర  ACCOUNT DESCRIPTION లో
అని ఉంటేనే ఆకౌంట్ సాలరీ అకౌంట్ లోనికి మారినట్లు లెక్క.
అలా లేకుంటే మారనట్లే.
GOLD/DIAMOND అంటే మనకు వచ్చే జీతం ఆధారం మనకు బ్యాంక్ ఇచ్చే ప్యాకేజీ లో ఒక రకం ATM కార్డ్ రకం.
NR అంటే ఇండియన్ రూపీస్ అని అర్థం.
Account Description Option దొరకని వారుంటే Profile open చేసి Account Summery Option నొక్కితే last 10 Transactions ఆప్షన్ కనిపిస్తుంది. ఈ ఆప్షన్ నొక్కితే వచ్చే Account Description ఆప్షన్లో SBI సాలరీ ఎకౌంటు package - Gold/Diamond లోకి మారినట్లుగా సూచిస్తుంది. లేదా Account Statement Option లోకి వెళ్లి 6 Months  ఎంటర్ చేసి PDF Format డౌన్లోడ్ ఆప్షన్ టిక్ చేసి Go మీద ప్రెస్ చేస్తే మీ 6 Months Statement PDF ఫార్మాట్ లో డౌన్లోడ్ అవగానే ఓపెన్ చేసి చూస్తే ఫస్ట్ పేజీలో మన డీటెయిల్స్ లో Account Description Option కనిపిస్తుంది , ఈ ఆప్షన్ లో పైన చెప్పిన విధముగా SBICHQ-SGSP-PUBIND-GOLD/DIAMOND -INR ఉంటే Salary Account గా మారినట్లు , లేనిచో Saving Account ఆప్షన్ సూచిస్తుంది.
Net Banking ఉన్న SBI Saving Account, SBI Salary Account Package(Gold) గా మారినట్లుగా  గమనించగలరు.
నెట్ బ్యాంకింగ్ లేని వారు తెలుసుకోవాలంటే ...
Application ఇచ్చిన తర్వాత Mini Statement కొరకు Missed Call ఇస్తే Interest debit అయ్యి మరలా credit అయినట్లు Statement లో చూడవచ్చు. ఇలా జరిగి ఉంటే SGSP(Salary Account Package) లోకి మారినట్టు.లేకపోతే ఇంకా NORMAL SAVING BANK ACCOUNT గానే ఉన్నట్లు.

How to Check that your SBI Account is SGSP or Not

Teachers Employees have Salary Account in SBI. There is a way to convert SBI Savings account as State Govt Salary Package Account for State/Central Govt employees. 
To check the SBI Account Status, Employees need to give a miss call to 9223866666 from their Registered Mobile number. 

SBI Customer will get Mini Statement as follow
Avail Bal in A/c xxx123: Rs. xx712.02 CR
06/07/20: 15738.00 DR, DEBIT
06/07/20: 20177.00 DR, DEBIT
06/07/20: 115.00 DR, DEBIT INTEREST
06/07/20: 115.00 CR, CREDIT INTEREST
05/07/20: 4750.00 DR, TO TRFR

If customer get Debit and Credit of Interest in the mini statement, then his/her SBI Account is converted as SGSP.

 If not , follow the following steps to convert SBI Savings Account as SGSP Account

Documents required for opening a Salary Account:
The following documents are needed:

  1. Required Documents:
  2. Employee Identity Card
  3. Recent Saary slip
  4. DDO Office Salary Account number
  5. Bank pass book 1st page Xerox
  6. Aadhar card Xerox
  7. Request Letter to change to SGSP

How to Change SBI Savings Account to Salary Account:
Write an application to change your account type to respective salary account with proof of your job (e.g. Salary Slip, Service Certificate etc). This process holds true if you are working at Central Government or State Government or PSU.The request for conversion of normal saving Bank account to salary account cannot be submitted by you directly to the branch. Submit it through your DDO.

SBI Circular SGSP of State Govt Employees

Application Form SGSP of State Govt Employees

SBI SGSP State Govt Employees Salary Package Benefits, SBI Saving to Salary Account Change Process, Application Form Benefits 

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